Debt-to-Income (DTI) Ratio Calculator
Calculate your DTI ratio to understand your financial health and borrowing power.
Monthly Debt Payments
Include all your recurring monthly debt payments, such as rent, mortgage, car loans, student loans, and credit card minimums.
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Gross Monthly Income
This is your total monthly income before any taxes or deductions are taken out.
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Your DTI Ratio
Total Monthly Debts$2,000
Gross Monthly Income$6,000
33.3%
Looking Good!
Your debt is at a manageable level. Lenders generally view a DTI of 36% or less favorably.