Privacy Policy

A. Information Automatically Collected

When you visit or interact with our Services, we may automatically collect:

• IP address, device ID, browser type, and operating system
• Web pages visited before and after using our Services
• Usage data, interactions, clicks, and activity logs
• Device and network data
• Performance data related to our website or apps
• Cookies, pixels, scripts, and similar technologies
• Information about ads or emails you interact with

We use this data to operate, maintain, and improve our Services.

B. Information You Provide to Us

We may collect personal information you provide directly, such as:

• Name, email address, phone number, and mailing address
• Account details and login information
• Payment information (processed securely through third-party processors)
• Information submitted when contacting support
• Data provided when using our tools, simulators, dashboards, or financial features
• Any information you voluntarily submit through forms, surveys, or messaging
• Application data if you apply for jobs or internships

C. Information from Third Parties

We may receive information from:

• Third-party integrations or platforms you connect to our Services
• Service providers supporting analytics, advertising, authentication, or payments
• Partners offering services through Smaiviz Private Limited

We use your information to:

• Provide, maintain, and improve our Services
• Personalize your experience and tool recommendations
• Process transactions, orders, and subscriptions
• Respond to your requests or support needs
• Analyze usage and performance trends
• Enhance security, detect fraud, and prevent misuse
• Customize marketing, promotions, and content
• Deliver newsletters or updates you opt into
• Evaluate job applications and manage hiring processes
• Comply with legal requirements

We may also use aggregated or de-identified data for analytics, training, and product improvement.

A. With Service Providers

Third-party vendors may access your information only as needed to assist with:

• Hosting, development, and IT services
• Payment processing
• Analytics and advertising
• Customer support
• Marketing communications
• Data storage or security services

These partners must follow contractual privacy and security obligations.

B. In Business Transfers

If Smaiviz Private Limited undergoes a merger, acquisition, restructuring, or asset sale, personal information may be transferred as part of that transaction.

C. For Legal Reasons

We may disclose information to:

• Comply with laws, subpoenas, or legal processes
• Protect the rights, safety, and property of Smaiviz Private Limited, our users, or others
• Prevent fraud or security threats

D. With Your Consent

We may share information for other purposes when you give us explicit permission.

Smaiviz Private Limited uses AI technologies to improve and personalize our Services. This may include:

• Processing user questions through secure APIs
• Analyzing input from financial tools, simulators, or connected accounts
• Generating insights or educational feedback
• Transcribing audio (if applicable) through AI-powered tools
• Recommending content, lessons, or financial strategies

Your use of AI-based features is optional. You must verify any AI-generated output before relying on it. All AI data usage complies with applicable privacy laws, and data is only shared with trusted partners under strict security and contractual safeguards.

We use cookies, pixels, and similar technologies to:

• Remember user preferences
• Analyze website traffic
• Improve functionality
• Deliver personalized content and advertising

You can modify your browser settings to disable cookies; however, some features may not function fully.

We use industry-standard safeguards to protect your personal information. While we strive to protect your data, no transmission or storage system is completely secure. You are responsible for using secure devices and internet connections.

Our Services may include links to third-party websites or platforms. We do not control or take responsibility for their privacy practices. You should review their policies before interacting with them.

Smaiviz is designed for learners of all ages, including children in the K-12 educational range. We are committed to protecting children's privacy in compliance with laws like the Children's Online Privacy Protection Act (COPPA).

• Verifiable Parental Consent: We require verifiable parental consent before collecting personal information from a child under 16.
• Information Collection: We collect only the information necessary for a child to participate in our educational activities, such as their name (or username), progress data, and content they create.
• Parental Rights: Parents have the right to review their child's personal information, direct us to delete it, and refuse to allow any further collection or use of their child's information.
• Data Use: Information collected from children is used solely to provide and improve our educational services. We do not use it for commercial marketing purposes or sell it to third parties.

If you are a parent and have questions about your child's data, please contact us at legal@smaiviz.com.

Depending on your state or jurisdiction, you may have rights such as:

• Accessing your personal information
• Requesting corrections
• Requesting deletion
• Opting out of certain data processing or marketing
• Receiving a copy of your data
• Understanding what categories of information we collect

To exercise your privacy rights, email: legal@smaiviz.com We may verify your identity before responding.

We retain personal information for as long as:

• Your account remains active
• It is needed to provide Services
• It is required for legal, tax, or compliance obligations
• It is needed to resolve disputes or enforce agreements

We may de-identify data instead of deleting it.

We may update this Policy from time to time. When changes occur, we will update the “Last Updated” date at the top of this page. Material changes will be communicated through our website or email notifications.

For questions about this Privacy Policy or your personal information, contact:

Smaiviz Private Limited Email: legal@smaiviz.com Phone: +91 88863 55884