Smaiviz

Car Lease vs. Buy Analyzer

Compare the costs of leasing versus buying a car to see which is right for you.

Buying a Car

Monthly Payment

$580

Leasing a Car

Monthly Payment

$450

Cost Analysis
Comparing total out-of-pocket costs over the loan/lease term.

"Net Cost" is the total cash spent over the term (including down payment, monthly payments, and lease buyout).

Bottom Line

Leasing is cheaper by $6,599, but you'll have no equity.

Buying Equity: You have $15,000 in equity after 5 years.

Leasing Equity: You have $0 in equity after 3 years if you don't buy the car.