401(k) Contribution Guide

Optimize your 401(k) contributions for maximum growth and employer match.

US-Specific Tool

The 401(k) is a US-specific retirement plan. The calculations shown here use USD for illustrative purposes.

Your Details

Annual Salary: $80,000

Your Contribution: 8%

Employer Match

Match Percentage: 50%

Match up to: 6% of your salary

Retirement Projection

Current Age: 30

Retirement Age: 65

Current 401(k) Balance: $25,000

Est. Annual Return: 7%

Contribution Summary & Projection

Your Contribution

$6,400/yr

Employer Match

$2,400/yr

Total Contribution

$8,800/yr

Great! You're getting the full employer match.

Projected Value at Age 65

$1,608,427

This is a hypothetical projection. Actual results will vary.